Pat is a seasoned tech executive with over 30 years’ experience in both public and private companies. Before joining Action, Mr. Downing served as the CTO at FirstClose where he successfully implemented agile processes, established a QA department and practice, stabilized the core product and guided the architecture and delivery of a lead gen product. Prior to FirstClose, Pat was the CTO at a mobile financial services company, Fintiv. There he successfully launched Fintiv’s cloud infrastructure at Amazon, migrated away from traditional legacy data centers, drove the agile development process to deliver on the next generation of mobile payment platform and merged acquired technologies and infrastructure. Pat also led Global Technology Operations which included product deployments in the US, Germany, Singapore and Taiwan. Prior to joining Fintiv in 2013, Pat served as VP of Technology Operations at companies like AllClearID where he delivered their SaaS infrastructure and Operations, Dunn and Bradstreet’s listing services companies (exp. Hoovers and Selectory) supporting an online transaction rate of more than three million transactions per day and IBM/Tivoli Systems where he led the North American Technology Operations and Global Infrastructure groups. Pat finds joy in building things, is an avid racquetball player, enjoys fishing, friends and just being outdoors. Pat is excited about joining Action Title Research with the opportunity to grow the technology team, systems and service that will enable explosive growth at ATR.